What Happens to Your Family If the Mortgage Outlives You?

Life doesn’t pause when the unexpected happens. Bills keep coming. The bank doesn’t wait. But with the right plan, your family keeps the keys to their home.

Backed by America’s

Most Trusted Carriers

Services We Offer

Your life isn’t “one-size-fits-all.” Neither is your protection.

We help with:

  • Term & Whole Life Insurance

  • Mortgage Protection

  • Final Expense Coverage

  • Indexed Universal Life (IUL)

  • Annuities & Retirement Protection

  • Disability & Living Benefits

  • Medicare & Health Options

Protection That Fits Every Stage of Life

What Makes Us Different

We’ve seen what happens when families are unprotected and we never want you to go through that.

We educate before

we sell

We treat you like family, not a number

We shop multiple carriers for your best rate

We never pressure you — ever

Because if your family can’t keep the home you worked for, then what was it all for?

Meet The Team

Meet the Team

FREQUENTLY ASKED QUESTIONS

Learn More About how Imperial Financial can help you

What is mortgage protection insurance?

Mortgage protection insurance is a type of life insurance designed to pay off or cover your remaining mortgage balance if something happens to you. If you pass away, your family won’t have to worry about losing the home. The policy steps in to cover those payments, ensuring your loved ones can stay protected and financially secure.

How is this different from regular life insurance?

Regular life insurance pays out a lump sum to your beneficiaries that they can use for any purpose. Mortgage protection insurance, on the other hand, focuses specifically on keeping your home safe. The benefit amount is usually designed to match your mortgage balance, giving your family a direct safety net for the house.

Do I have to take a medical exam to qualify?

Most mortgage protection policies don’t require a medical exam. Approval is based on a few simple health questions, making it quick and easy to get coverage

What if I already have life insurance?

That’s great! Mortgage protection isn’t meant to replace your existing life insurance. While your life insurance can cover general expenses or income replacement, mortgage protection ensures your home is paid off no matter what.

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